The purpose of this article is to simply understand what mutual funds are and then discuss the advantages of investing in mutual funds.* *Benefits of investing in Mutual Funds*

*The purpose of this article is to simply understand what mutual funds are and then discuss the advantages of investing in mutual funds.*

*Benefits of investing in Mutual Funds*

*Liquidity:* You can easily withdraw your investment amount by simply submitting the signed account statement and the proceeds would be credited directly to your bank account within 4 to 5 working days.

*Professional management:* Mutual funds are managed by qualified professionals. So, Investors do not require analytical approach and expertise to manage their own portfolio.

*Simplicity:* Investing in mutual funds is very simple and you can start with as low as Rs.5,000 lumpsum or even Rs.500 per month via SIP.

*Monitoring:* You can regularly monitor the performance of your mutual funds and that too online with the detailed reports and statements provided by these companies.

*Tax benefits*:  Returns of equity mutual funds are tax free if one sells it after holding it for more than a year and in case you sale your fund within a year, then tax would be charged at a special rate of 15 per cent only.

*Variety:* You can invest in a variety of funds like blue-chip stocks, sectoral funds, bonds, money market funds or even balanced funds so as to achieve long-term capital appreciation.

*Inflation adjusted returns:* You can easily beat the ever rising inflation and get better returns than your investments in fixed deposits or other fixed instruments which do not keep pace with the inflation. It has the potential to generate higher returns over a longer period.

💰Happy Investing.💰

 

Take Control Of My Life

*Take Control Of My Life*

How to take control of my life? Perhaps a parable will help you see my point.

High on a hilltop overlooking the beautiful city of Venice, Italy, there lived an old man who was a genius. Legend had it he could answer any question anyone might ask of him. Two of the local boys figured they could fool the old man, so they caught a small bird and headed for his residence.

Two of the local boys figured they could fool the old man, so they caught a small bird and headed for his residence.

One of the boys held the little bird in his hands and asked the old man if the bird was dead or alive. Without hesitation the old man said, ” Son, if I say to you that the bird is alive, you will close your hands and crush him to death. If I say the bird is dead, you will open your hands and he will fly away. You see, son, in your hands you hold the power of life and death.”

In your hands you hold the seeds of failure or the potential for greatness. Your hands are capable but they must be used and for the right things to reap the rewards you are capable of attaining.

A Helpful Guide to Stop Comparing Self to Others’ WRITTEN by JOSHUA BECKER 

‘A Helpful Guide to Stop Comparing Self to Others’

WRITTEN by JOSHUA BECKER ·

“Comparison is the thief of joy.” —Theodore Roosevelt

I’ve struggled with it most of my life. Typically, I blame it on having a twin brother who is five inches taller with much broader shoulders. But if I was being truly honest, more likely, it is simply a character flaw hidden somewhere deep in my heart.

I’ve lived most of my life comparing myself to others. At first, it was school and sports. But as I got older, I began comparing other metrics: job title, income level, house size, and worldly successes.

I have discovered there is an infinite number of categories upon which we can compare ourselves and an almost infinite number of people to compare ourselves to. Once we begin down that road, we never find an end.

The tendency to compare ourselves to others is as human as any other emotion. Certainly I’m not alone in my experience. But it is a decision that only steals joy from our lives. And it is a habit with numerous shortcomings:

Comparisons are always unfair. We typically compare the worst we know of ourselves to the best we presume about others.

Comparisons, by definition, require metrics. But only a fool believes every good thing can be counted (or measured).

Comparisons rob us of precious time. We each get 86,400 seconds each day. And using even one to compare yourself or your accomplishments to another is one second too many.

You are too unique to compare fairly. Your gifts and talents and successes and contributions and value are entirely unique to you and your purpose in this world. They can never be properly compared to anyone else.

You have nothing to gain, but much to lose. For example: your pride, your dignity, your drive, and your passion.

There is no end to the possible number of comparisons. The habit can never be overcome by attaining success. There will also be something—or someone—else to focus on.

Comparison puts focus on the wrong person. You can control one life—yours. But when we constantly compare ourselves to others, we waste precious energy focusing on other peoples’ lives rather than our own.

Comparisons often result in resentment. Resentmet towards others and towards ourselves.

Comparisons deprive us of joy.They add no value, meaning, or fulfillment to our lives. They only distract from it.

Indeed, the negative effects of comparisons are wide and far-reaching. Likely, you have experienced (or are experiencing) many of them first-hand in your life as well.

How then, might we break free from this habit of comparison? Consider, embrace, and proceed forward with the following steps.

A Practical Guide to Stop Comparing Yourself to Others:

1.Take note of the foolish (and harmful) nature of comparison.

Take a good look at the list above. Take notice of comparison’s harmful effects in your life. And find priority to intentionally remove it from the inside-out.

2.Become intimately aware of your own successes.

Whether you are a writer, musician, doctor, landscaper, mother, or student, you have a unique perspective backed by unique experiences and unique gifts. You have the capacity to love, serve, and contribute. You have everything you need to accomplish good in your little section of the world. With that opportunity squarely in front of you, become intimately aware of your past successes. And find motivation in them to pursue more.

3.Pursue the greater things in life.

Some of the greatest treasures in this world are hidden from sight: love, humility, empathy, selflessness, generosity. Among these higher pursuits, there is no measurement. Desire them above everything else and remove yourself entirely from society’s definition of success.

4. Compete less. Appreciate more.

There may be times when competition is appropriate, but life is not one of them. We have all been thrown together at this exact moment on this exact planet. And the sooner we stop competing against others to “win,” the faster we can start working together to figure it out. The first and most important step in overcoming the habit of competition is to routinely appreciate and compliment the contribution of others.

5.Gratitude, gratitude, gratitude.

Gratitude always forces us to recognize the good things we already have in our world.

6.Remind yourself nobody is perfect.

While focusing on the negatives is rarely as helpful as focusing on the positives, there is important space to be found remembering that nobody is perfect and nobody is living a painless life. Triumph requires an obstacle to be overcome. And everybody is suffering through their own, whether you are close enough to know it or not.

7.Take a walk.

Next time you find yourself comparing yourself to others, get up and change your surroundings. Go for a walk—even if only to the other side of the room. Allow the change in your surroundings to prompt change in your thinking.

8.Find inspiration without comparison.

Comparing our lives with others is foolish. But finding inspiration and learning from others is entirely wise. Work hard to learn the difference.

Humbly ask questions of the people you admire or read biographies as inspiration. But if comparison is a consistent tendency in your life, notice which attitudes prompt positive change and which result in negative influence.

9.If you need to compare, compare with yourself.

We ought to strive to be the best possible versions of ourselves—not only for our own selves, but for the benefit and contribution we can offer to others. Work hard to take care of yourself physically, emotionally, and spiritually. Commit to growing a little bit each day. And learn to celebrate the little advancements you are making without comparing them to others.

With so many negative effects inherent in comparison, it is a shame we ever take part in it. But the struggle is real for most of us. Fortunately, it does not need to be.

And the freedom found in comparing less is entirely worth the effort.

This quote is so profound: If you will take the time to read these I promise you’ll walk away with an enlightened perspective. The subjects covered, affects us all, on a daily basis:

This quote is so profound:
If you will take the time to read these I promise you’ll walk away with an enlightened perspective.
The subjects covered, affects us all, on a daily basis:

They’re written by Andy Rooney, a man who had the gift of saying so much with so few words. ………Enjoy………

I’ve learned … That the best classroom in the world is at the feet of an elderly person.

I’ve learned …. That when you’re in love, it shows.

I’ve learned …. That just one person saying to me, ‘You’ve made my day!’ makes my day.

I’ve learned …. That having a child fall asleep in your arms is one of the most peaceful feelings in the world.

I’ve learned …. That being kind is more important than being right.

I’ve learned …. That you should never say no to a gift from a child.

I’ve learned …. That I can always pray for someone when I don’t have the strength to help him in some other way.

I’ve learned …. That no matter how serious your life requires you to be, everyone needs a friend to act goofy with.

I’ve learned …. That sometimes all a person needs is a hand to hold and a heart to understand.

I’ve learned …. That simple walks with my father around the block on summer nights when I was a child did wonders for me as an adult.

I’ve learned …. That life is like a roll of toilet paper. The closer it gets to the end, the faster it goes.

I’ve learned …. That we should be glad God doesn’t give us everything we ask for.

I’ve learned …. That money doesn’t buy class.

I’ve learned …. That it’s those small daily happenings that make life so spectacular.

I’ve learned …. That under everyone’s hard shell is someone who wants to be appreciated and loved.

I’ve learned …. That to ignore the facts does not change the facts.

I’ve learned …. That love, not time, heals all wounds.

I’ve learned …. That no one is perfect until you fall in love with them.

I’ve learned … That life is tough, but I’m tougher.

I’ve learned …. That opportunities are never lost; someone will take the ones you miss.

I’ve learned …. That when you harbor bitterness, happiness will dock elsewhere.

I’ve learned …. That I wish I could have told my Mom that I love her one more time before she passed away.

I’ve learned …. That one should keep his words both soft and tender, because tomorrow he may have to eat them.

I’ve learned ….. That a smile is an inexpensive way to improve your looks.

I’ve learned ….. That when your newly born grandchild holds your little finger in his little fist, that you’re hooked for life.

I’ve learned …. That everyone wants to live on top of the mountain, but all the happiness and growth occurs while you’re climbing

To all of you…. Make sure you read all the way down to the last sentence.

It’s NICE to show your friends how much you care.
Send this to everyone you consider a FRIEND, even if it means sending it back to the person who sent it to you.
If it comes back to you, then you’ll know you have a circle of friends.

Love and Live ‼

Read this comprehensive essay on Sarvepalli Radhakrishnan (1888 A.D. – 1975 A.D.)

Sarvepalli Radhakrishnan: Essay on Sarvepalli Radhakrishnan

Read this comprehensive essay on Sarvepalli Radhakrishnan (1888 A.D. – 1975 A.D.)

There has been a long tradition of great saints, seers, philosophers, teachers and intellectuals since hoary past in India. The whole world has benefited immensely from their wisdom, learning, teaching and philosophy. Dr. Sarvepalli Radhakrishnan has been one of these great master philosophers.

 

He has been an illustrious philosopher, teacher, statesman, speaker, author and administrator. In recognition of his outstanding qualities of head and heart he was awarded many prestigious honours including Bharat Ratna in 1954.

He was invited in Europe and America to deliver lectures on Indian philosophy, culture and civilization by several famous universities. He was the first Indian teacher and scholar to teach at Oxford University. Wherever he went to deliver his message of peace, spiritual reawakening and Indian wisdom, he was heard with great respect and standing ovation.

Sarvepalli Radhakrishnan was born on September 5, 1888 in Tirutani, Tamil Nadu to orthodox Brahman parents. Sarvepalli Veeraswami was the name of his father and Sitamma that of her mother. Sarvepalli is the name of the village in Andhra Pradesh from where Radhakrishnan’s ancestors had migrated to Tamil Nadu long back. Veeraswami earned a meagre salary and had a large family of about 8 members to support and sustain. It was not possible for him to provide good education to young Radhakrisnnan.

Therefore, Radhakrishan had to depend largely on scholarships and his own talents which were soon recognised. He was at first in Tirutani School and then sent to Lutheran Mission School at Tirupati. Later he went to Voorhee’s College in Vellore for further studies.

When he was 17 years of age, he joined Madras Christian College in Chennai and studied philosophy and obtained B.A and M.A. degrees in the subject. He was very much enthusiastic about Hinduism, Vendanta and Hindu philosophy.

He was very much influenced by the teachings of Swami Vivekananda and his message to the people of India. Consequently, he decided to reveal the wisdom of Indian thought and philosophy to the world in its true perspective.

His sense of nationalism also inspired him to take up the cause of Indian philosophy, therefore, he chose for his M.A. thesis the subject of the Ethics of Vedanta. It was a befitting reply to the charge leveled by many westerners that Vedanta was not based on ethics.

This thesis very finely shows his outstanding skills as a deep thinker and analysis’s of a such a complex subject. It also revealed his great capacity and ability to master the language of English. This scholarly piece of writing was amply appreciated by Dr. A.G. Hogg, the professor of Philosophy at the missionary college. Later this thesis was published as a book and it gave young Radhakrishnan a lot of satisfaction. Then he was 20 years old. Earlier at the age of 16 he was married to Sivakamuamma, a girl of ten only.

After his M.A. degree in philosophy he undertook the job of teaching as an assistant lecturer at the Madras Presidency College in 1909. There he taught philosophy. Five years later he became professor of philosophy in the same college.

He was a voracious reader and very serious thinker and continued his studies in world philosophies. He also took keen interest in the study of English literature. He also developed into an influential speaker and his exposition of the subject before the audience was ever brilliant, absorbing and remarkable and so very soon he became very popular among students and his fellow-teachers.

It was then that he published his first book entitled “The Essentials of Psychology” which proved quite a success. He also contributed scholarly articles to various periodicals and magazines.In 1918, Radhakrishnan came to the University of Mysore as a professor of philosophy.

Here he published his book the Philosophy of Rabindranath Tagore. Two years later came his “The Reign of Religion in Contemporary Philosophy”. These publications earned him further recognition and fame and he was established as a major philosopher and thinker. It was then that Sir Ashutosh Mukherjee, the well-known Vice- Chancellor of Calcutta University invited him there as Professor.

Here he completed the first volume of his so famous work “Indian Philosophy” in 1923, his magnum opens. The volume was hailed and appreciated as a classic. There were many favorable reviews by eminent writers and Indian thought and philosophy came to be recognized as a serious subject of research and study

 

Following the publication of his first volume of Indian Philosophy, he was invited to deliver lectures on Indian philosophy in the western universities and audiences. In 1926 he spoke at the Oxford University, England under “Upton Lectures”. The theme of his lecture was “The Hindu View of Life.” Later professorship was created for him at Oxford to teach Eastern Religions and Ethics.

It was for the first time that an Indian was chosen as a teacher here. He continued occupying the chair at the University of Calcutta as well. Soon he became a very distinguished scholar, teacher and orator on Indian philosophy and many great personalities like Harold Macmillan, Aldous Huxlay, Sir Francis Younghusband etc. became his admirers. They found his discourses always so interesting, new, enlightening and absorbing and moreover he delivered his discourses without any notes, almost spontaneously.

He spoke on Vendanta, Hinduism and Buddhism with equal mastery and command. Thus, Radhakrishnan built an intellectual bridge between the West and the East resulting in better understanding and appreciation of Indian culture, civilization, philosophy and way of life.

As an interpreter of Indian thought to the western minds, he did a marvelous job. He also very remarkably underlined the importance and valuable contribution of the western religions to the development of human civilization and culture. He stressed in no uncertain terms the universality of truth found in all religions.

In 1931 he became the Vice-Chancellor of the Andhra University. Here too his charismatic personality worked wonders and the University achieved new heights of achievements. Later in 1939 he became Vice-Chancellor of Banaras Hindu University. Two years later he occupied the Sir Sayaji Rao Chair of Indian Culture and Civilization at Banaras.

His association with Oxford University as Professor of Eastern Religions and Ethics was a long one which lasted for 16 years beginning from 1936. There he was conferred an honorary degree of Doctor of Civil Law in appreciation and recognition of his vast learning, wisdom and understanding of various schools of philosophy both Oriental and Western. In 1938 he was also invited by the British Academy to deliver its Master Mind Lectures. He was also made the Fellow of the Academy later.

His lectures were published in a book form entitled Eastern Religion and Western Thought. Another series of lectures were published in 1944 entitled as India and China. During 1948—1954 he remained the Chairman of the UNESCO.

Later he became the chairman of the University Education Commission. In 1949 at the age of 61, Dr. Sarvepalli Radhakrishnan was selected as India’s ambassador to the USSR. He served in Moscow as India’s envoy from 1949 to 1952 and left a deep impression on Stalin as a master philosopher and thinker.

This laid a firm foundation for a long, firm and friendly relationship between the two great nations. In 1952 he was made Vice-President of the Indian Union. And he was again elected Vice-President in 1957. As an ex-office chairman of the Rajya Sabha he presided over its debates and sessions and guided this august house with great distinction and personal charm. In this capacity he became very popular among all the political parties and his sane voice and advice were listened to with great respect.

In 1954, he was selected as the Chancellor of the University of Delhi. Here again he served this great institution of learning with much distinction. During all these years he also worked as a cultural ambassador of the country and travelled all over the world carrying India’s message of peace and friendship.

He was awarded many national and international honours including German Order of Merit (1954), the Goethe Plaquette (1959) and Bharat Ratna (1954). The book entitled Philosophy of Dr. Sarvepalli Radhakrishnan was published in the USA.

It contained 883 page compilations of brilliant articles and essays on this great philosopher- statesman. His popularity as a statesman was no less than of cultural ambassador of India. In the field of religion and philosophy his towering personality was awe-inspiring.

He followed the principle of “Do your best” in every field of life and served the country and the entire humanity in an exemplary way. Unfortunately his wife expired in 1956 and it grieved him a lot. They had five children.

He succeeded Dr. Rajendra Prasad as President of India in 1962. Earlier during the illness of Dr. Rajendra Prasad, he had acted as President of the Indian Union. His appointment as President was widely welcomed by many world personalities like Bertrand Russell who he said represented the ideal of the philosopher-king.

He paid a State visit to the USA in 1963 and delivered lectures urging the people to remove poverty, illiteracy and exploitation from the world. His voice was taken as the voice of the conscience and that of the downtrodden and deprived. Later he paid a State visit to England.

There too he highlighted the urgent need of spiritual regeneration and economical development to improve the quality of life in Asian-African countries. His constructive views and liberal thinking impressed all. He was an ideal philosopher-king of Plato’s conception.

He believed in freedom, democracy, accommodation, tolerance and the wisdom of our ancient saints and teachers. He added new dignity, dimension and brilliance to the high office of the President of India by his so deep and wide knowledge, wisdom and towering personality.

He laid down this high and dignified office in 1967 at the age of 79. Dr. Zakir Hussain succeeded him as the President. In May, 1967 he returned to Madras (Chennai), his home town amidst roaring welcome and cheers. Finally, he passed away on April 17, 1975 and the whole of India was drowned in a sea of gloom and mourning. He was a light-house of Indian wisdom and personified our great ancient culture.

In his death we lost a towering personality that dominated the world scene for such a long time. As a tribute to his loving memory and great achievements, today his birthday is celebrated as the Teacher’s Day on 5th September every year. Besides many other great things he was a teacher par excellence. His accomplishments and achievements in this capacity have been equally unique and wonderful. He was first and last a teacher, a guru.

Mr.Salim Khan (father of the actor Salmaan Khan) had said to a senior journalist in an interview:

Mr.Salim Khan (father of the actor Salmaan Khan) had said to a senior journalist in an interview:

“Does anyone remember who the chief minister of Maharashtra was during the Mumbai riots which were no less deadly than the Gujarat riots of 2002 ?

Does anyone recall the name of the chief minister of U.P. during Malliana and Meerut riots or Bhagalpur or Jamshedpur riots under Congress regimes took place ?

Do we hear names of earlier chief ministers of Gujarat under whose charge, hundreds of riots took place in post-Independence India ?

Does anyone remember who was in-charge of Delhi’s security when the 1984 massacre of Sikhs took place in the capital of India ?

How come Narendra Modi has been singled out as the Devil Incarnate as if he personally carried out all the killings during the riots of 2002 ?”

When one says Gujarat’s agriculture growth is 10-11% since whole last decade, the other says 2002 Riots!

When one says he made the Asia’s biggest solar plant, the other says 2002 Riots!

When one says Gujarat is the only state in the whole of India to provide 24*7 and 365 days electricity to almost all of its 18,000 villages, the other says 2002 Riots!

When one says the world bank’s statement of 2011 said Gujarat roads are equivalent to international standards, the other says 2002 Riots!

When one says Gujarat is the first State in country to have “high speed wireless Broadband service in its all 18,000 villages,” the other says 2002 Riots!

When one says Forbes Magazine rated Ahmadabad as the fastest growing city in India and 3rd in the world, the other says 2002 Riots!

When one says Gujarat Tourism is growing faster than ever before, the other says 2002 Riots!

When one says according to central govt’s Labour Bureau’s report, Gujarat has the lowest unemployment rate in country, the other says 2002 Riots!

When Narendra Modi is being chosen as the best current Indian leader in almost all surveys polls again and again, the other says 2002 Riots!

When one says 2003-2013 are the only 10 straight years in Gujarat history which are totally riot-free, The other STILL says 2002 Riots!

But when we remind them about riots which occurred during Congress and in Communist Party rule :
1947 Bengal (partition riots)…9000 – 10,000 (scores missing) dead …CONGRESS RULE.

1967 Ranchi …200 DEAD…CONGRESS RULE.

1969 Ahmedabad…512 DEAD…CONGRESS RULE.

1970 Bhiwandi…80 DEAD …CONGRESS RULE.

1979 Jamshedpur…125 DEAD…CPIM RULE
(COMMUNIST PARTY)
1980 Moradabad…2,000 DEAD…CONGRESS RULE.

1983 Nellie Assam …5,000 DEAD…CONGRESS RULE.

1984 anti-Sikh Delhi…2,733 DEAD …CONGRESS RULE.

1984 Bhiwandi…146 DEAD …CONGRESS RULE.

1985 Gujarat …300 DEAD…CONGRESS RULE.

1986 Ahmedabad…59 DEAD…CONGRESS RULE.

1987 Meerut …81 DEAD …CONGRESS RULE.

1989 Bhagalpur…1,070 DEAD …CONGRESS RULE.

1990 Hyderabad …300 PLUS DEAD…CONGRESS RULE.

1992 Mumbai …900 TO 2000 DEAD …CONGRESS RULE.

1992 Surat …175 DEAD…CONGRESS RULE.

They become totally deaf…because they have no answers.

Congress is a Government of hypocrites.

The youth of India says: “We are NOT interested in 2002, we are interested in 2022”.

Please don’t share this with others, if you are worried about other fellow citizens knowing the truth.🙏

*Grandfather’s Table*

*Grandfather’s Table*

*A frail old man went to live with his son, daughter-in-law and four year old grandson. The old man’s hands trembled, his eyesight was blurred, and his step faltered.*

The family ate together at the table, but the elderly grandfather’s shaky hands and failing sight made eating difficult. Peas rolled off his spoon onto the floor. When he grasped the glass, milk spilled on the tablecloth. The son and daughter-in-law became irritated with the mess. “We must do something about grandfather,” said the son. “I’ve had enough of his spilled milk, noisy eating, and food on the floor.”

*So the husband and wife set a small table in the corner. There Grandfather ate alone while the rest of the family enjoyed dinner. Since grandfather had broken a dish or two, his food was served in a wooden bowl. When the family glanced in grandfather’s direction, he sometimes had a tear in his eye as he sat alone. Still, the only words the couple had for him were sharp admonitions when he dropped a fork or spilled food. The four year old watched it all in silence.*

The four year old watched it all in silence.

*One evening before supper, the father noticed his son playing with wood scraps on the floor. He asked the child sweetly, “What are you making?” Just as sweetly the boy responded, “Oh, I am making a little bowl for you and Momma to eat your food from when I grow up.” The four year old smiled and went back to work.*

The four year old smiled and went back to work.

*The words so struck the parents that they were speechless. Then tears started to stream down their cheeks. Though no words were spoken, both knew what must be done. That evening the husband took grandfather’s hand and gently led him back to the family table.*

For the remainder of his days, he ate every meal with the family. And for some reason, neither husband nor wife seemed to care any longer when a fork was dropped, milk spilled, or the tablecloth soiled.