If My Money Could Text Me…
If my money could send me texts, I think we’d have some pretty intense conversations. Let’s just say it’d have a lot to say about my spending habits…
Money: Morning! I noticed you checked out a few vacation packages. Should I be…concerned?
Me: Oh, come on, it’s just browsing…no plans yet!
Money: Uh-huh. Just like the browsing you did last week that ended with a sudden online shopping spree?
Me: That was different! I needed those shoes. They were 20% off!
Money: Right. I’m glad you saved 20%…but wouldn’t saving the 80% have been even better?
Me: ignores text
A few days later…
Money: Hey, just checking in. I see you’re at that coffee place again.
Me: It’s just a small pick-me-up!
Money: Small? That’s your third pick-me-up this week. And you’re buying artisanal pastries now?
Me: It’s an investment in my happiness!
Money: Funny, I thought you were investing in me…so, what happened to our Budget 2024 goals?
Me: We’re still on track! Kind of…
Money: sighs At this rate, Retire Early is turning into Retire Eventually…Maybe…If We’re Lucky.
So yeah, I’m glad my money can’t actually text me. But every once in a while, I feel those imaginary reminders. And maybe, just maybe, I’ll skip the extra coffee. Because while money may not talk, it sure has a way of keeping me in check.
Turns out, financial discipline isn’t about strict rules—it’s about a conversation…with yourself. Just remember: when in doubt, imagine what your money would text you!
