Career Highlights and Achievements:

Test Cricket Excellence:

Ashwin secured 537 wickets in 106 Test matches, becoming the second-highest wicket-taker in Indian cricket history, only behind Anil Kumble. 

He achieved 37 five-wicket hauls and eight ten-wicket match hauls, underscoring his dominance in the longest format. 

With six Test centuries, Ashwin demonstrated his prowess as a reliable lower-order batsman. 

One Day Internationals (ODIs):

In 116 ODIs, Ashwin took 151 wickets, showcasing his versatility across formats. 

Twenty20 Internationals (T20Is):

Ashwin’s T20I career includes 72 wickets in 65 matches, reflecting his adaptability in the shortest format. 

Pioneering the ‘Carrom Ball’:

Ashwin’s introduction and mastery of the ‘carrom ball’ added a deceptive weapon to his arsenal, confounding batsmen worldwide. 

Record-Breaking Feats:

He became the fastest bowler to reach 250, 300, and 350 Test wickets, setting new benchmarks in the cricketing world. 

Ashwin is one of only three players to have scored 3,000 runs and taken 500 wickets in Tests, highlighting his all-round capabilities. 

Consistent Match-Winner:

With eleven Man of the Series awards in Tests, Ashwin shares the record for the most such awards, alongside Muttiah Muralitharan.

Innovative Strategies:

Ashwin’s analytical approach to the game and his ability to adapt and develop new variations made him a formidable opponent and a strategist on the field.

Educational Background:

Ashwin holds a B.Tech in Information Technology from SSN College of Engineering, reflecting his academic prowess alongside his sporting excellence. 

Ashwin’s career is a testament to his skill, innovation, and unwavering dedication to cricket. His contributions have left an indelible mark on the sport, inspiring future generations to push the boundaries of excellence.

As we bid farewell to this spin maestro, we celebrate a career that has enriched the game and brought joy to millions of fans worldwide.

Happy retirement, Ravichandran Ashwin!

1. Focus on the Customer
   Bezos’ core philosophy is simple: “Obsess over customers, not competitors.” Amazon’s success stems from its relentless drive to enhance customer experience. Entrepreneurs should adopt this mindset—when you solve real problems for your customers, success follows naturally.
2. Think Big, Start Small
   When Bezos started Amazon, he only sold books. But he envisioned a platform that could sell everything. His ability to think big while taking small, deliberate steps highlights the importance of scalability. Start where you are, but always have a grand vision in mind.
3. Be Willing to Fail
   Bezos often says, “If you’re not failing, you’re not innovating enough.” From experiments like the Fire Phone to colossal successes like AWS, Amazon’s growth is rooted in embracing calculated risks. For entrepreneurs, failure isn’t the end—it’s a stepping stone to innovation.
4. Long-Term Thinking Wins
   Bezos didn’t build Amazon for short-term profits. He reinvested revenues into growth, technologies, and infrastructure, often sacrificing immediate returns. Entrepreneurs can learn that playing the long game, even when it’s tough, is essential for building something enduring.
5. Adapt and Evolve
   Amazon’s evolution—from e-commerce to cloud computing and even space exploration—shows the power of adaptability. In a fast-changing world, flexibility and openness to new opportunities are key to staying ahead.

Jeff Bezos’ story is a testament to perseverance, innovation, and vision. Entrepreneurs who adopt these principles—customer focus, calculated risks, long-term planning, and adaptability—can create lasting impact, just as he did. Your journey might not start in a garage, but it can lead to great heights.

If my money could send me texts, I think we’d have some pretty intense conversations. Let’s just say it’d have a lot to say about my spending habits…

Money: Morning! I noticed you checked out a few vacation packages. Should I be…concerned?

Me: Oh, come on, it’s just browsing…no plans yet!

Money: Uh-huh. Just like the browsing you did last week that ended with a sudden online shopping spree?

Me: That was different! I needed those shoes. They were 20% off!

Money: Right. I’m glad you saved 20%…but wouldn’t saving the 80% have been even better?

Me: ignores text

A few days later…

Money: Hey, just checking in. I see you’re at that coffee place again.

Me: It’s just a small pick-me-up!

Money: Small? That’s your third pick-me-up this week. And you’re buying artisanal pastries now?

Me: It’s an investment in my happiness!

Money: Funny, I thought you were investing in me…so, what happened to our Budget 2024 goals?

Me: We’re still on track! Kind of…

Money: sighs At this rate, Retire Early is turning into Retire Eventually…Maybe…If We’re Lucky.

So yeah, I’m glad my money can’t actually text me. But every once in a while, I feel those imaginary reminders. And maybe, just maybe, I’ll skip the extra coffee. Because while money may not talk, it sure has a way of keeping me in check.
Turns out, financial discipline isn’t about strict rules—it’s about a conversation…with yourself. Just remember: when in doubt, imagine what your money would text you!

Trump claims USA presidency!

Five bold predictions under Trump 2.0:

0) Middle East escalation starting soon, even before Trump becomes president. Regime change in Lebanon is the aim. Iran is in for some big hits. Another front in Syria may be opened against Russia to better negotiate Ukraine.

1) “Show of deportation”: The day Trump becomes president, he will sign deportation of illegal immigrants and stop more immigration. However this will be hardly implemented and only a few tens of thousands will be deported back for a show of sorts. The millions who came in are to be used for cheap manufacturing jobs that will come into US in the coming years as China is hit hard by Trump. 

2) End of Russia-Ukraine war: Trump will end Russia-Ukraine war. Ukraine will get a bad deal and it will be blamed on Trump. That doesn’t matter, but the US will end Russia-Ukraine war and using Trump bring Russia back into relationship. Sanctions on Russia will be lifted. Assets unfrozen. Russia may even re-enter G8. The aim to break Russia-China bonhomie.

3) Economic war on China: As relationship with Russia is reset, China will be hit hard by sanctions, tariffs, and trade war. Chinese economy running on over-production and dumping will be hit by taking out apps like Shein and Temu with tariffs and fines. TikTok is over. It will be banned or bought by the US. Not just that, shipping issues and a manufactured recession may be used to destroy Chinese economy if needed.

4) Onshoring of hi-tech manufacturing: US will again become a manufacturing nation. As Trump launches tarrif wars on the World’s hi-tech industry, China’s economy is hit badly, and even Taiwan’s chip industry hit by Trump, manufacturing will come back to the US. They already have illegal immigrants to run these plants and jobs on the cheap. This is why they were let in their millions till now which everyone thought was for vote rigging against republicans. Wrong calculations.

5) US will become the world’s biggest oil producer. Bitcoin will go to $500,000 coming years. Gold will go to $3000 and even $5000 if they bring in the manufactured recession to hit China. Digital dollar will be introduced. XRP may become the default digital swift alternative. US debt will be financed by Cryptos, a CIA project, sold in the world markets sending in dollars for the US. The world order will radically change. China may be forced (or should we say incentivized) to go to war with the chip industry fast leaving Taiwan, and its economy in doldrums creating need to divert attention. By 2028 we can expect a very chaotic world post Trump. But the US shall remain the emperor of chaos.

Let’s dive into the multifaceted life of this cricket maestro, beyond the boundaries and wickets:

Cricketing Milestones:

Team India Captaincy: Led India across all formats, achieving historic Test series wins in Australia.

Runs Galore: Surpassed the 80-century mark across formats.

ODI Achievements: Fastest to score 8,000, 9,000, 10,000, and 11,000 ODI runs.

T20 Dynamism: Holds the record for most runs in T20 internationals.

The ICC Titan:

ICC Men’s Cricketer of the Decade (2011-2020): A title befitting his dominance, reflecting a decade of unmatched consistency.

ICC ODI Player of the Year: 2012, 2017, 2018.

ICC Test Player of the Year: 2018.

ICC Spirit of Cricket Award: 2019, for his heartfelt gesture towards Steve Smith, embodying the spirit of sportsmanship.

Only player to have won the Sir Garfield Sobers Trophy for ICC Cricketer of the Year twice (2017, 2018).

Off the Field – Business Ventures:

Brand Endorsements: Kohli’s market appeal is unmatched, endorsing top global brands like Puma, Audi, and Myntra, commanding up to ₹10 crores per day.

Entrepreneurial Spirit:

Wrogn: Co-owner of this luxury clothing brand since 2013.

One8: Launched an athleisure brand and ventured into hospitality with One8 Commune restaurants.

Stepathlon Kids: Promoting an active lifestyle for children.

Nueva: A sophisticated dining experience reflecting Kohli’s refined taste.

Social Media Powerhouse:

Commands an enormous digital following, with social media charges of ₹8.9 crores per Instagram post and ₹2.5 crores per tweet.

A Sports Enthusiast Beyond Cricket:

His investment in FC Goa (Indian Super League) and UAE Royals (Tennis), highlights his passion for promoting sports beyond cricket.

As we wish this phenomenal cricketer a very Happy Birthday, we celebrate not just the cricketer but the leader, the icon, and the inspiration that is Virat Kohli. Here’s to many more centuries on and off the field, continuing to inspire millions with every step!

It is generally expected that result of US Elections will not have much impact on the bilateral relations between USA and India as both USA nd India needs each other due to Geopolitical and strategic reasons.

Regardless of who wins the US election, India is unlikely to feel affected much.

Though, the Indian establishment wouldn’t mind either of Trump or Harris winning the elections but will obviously prefer one over the other.

While the Modi government has already worked with Trump during his tenure as a president in 2017-2021. The Modi government has also worked with Harris as she is currently the vice president of the US. Kamala Harris also has Indian roots with her mother being from Chennai.

Geo-Politics and Global Security: it is very heartening to note that the US has established a robust partnership with India in respect to overall geopolitical concerns, especially with regard to China and Indo-Pacific. Both Trump and Harris consider India as a major Partner to counter China’s rising influence and Power.

Trade: Trump is a strong believer in America First Policy and Protectionism where all Trade decisions are taken keeping in mind Trade and Business interest of USA. Trump had slammed many new tariffs on Indian products during his earlier stint. He had also withdrawn India’s GSP status but tried to negotiate an FTA. On the other hand, Harris has not tried to use Trade Tariffs as a major trade weapon to improve US Trade interests.

Immigration: It is an area where result of US election will have a significant impact. Trump will be more decisive in acting against illegal immigrants and also may reduce H-1B Visa program which is critical for IT Professionals from India.

Climate change: Trump will not really be interested in climate goals and will want India to buy more of US energy whereas Harris will take climate goals more seriously and ensure funding to India for renewable energy.

China: Both Trump as well as Harris will escalate the US-China rivalry but Trump will be more aggressive going by his earlier track record. But Trump will surely want more concessions from India as well in the Trade related Taxes and would want India to act actively in the matter to further American business interest. Trump will also aggressively take a stand against China which will be harsher than Harris in every sphere.

Conclusion: The current relationship between USA and India is deep rooted enough to withstand the turbulence that may arise during the initial period of the new President. Moreover, current Global Geo—political situation makes a strong Indo-US Partnership is a necessity for both the Countries.

1. Clear Out the Clutter and Begin Anew

In the lead-up to Diwali, we declutter our homes to welcome positive energy. Apply this principle to your investment portfolio. Are you still holding onto outdated stocks or funds that no longer serve you? Just as you would tidy up neglected spaces, refine your investments to focus on those that align with your current goals.

2. Seek Balance for Greater Resilience

Diwali teaches us about balance—light versus darkness, tradition versus innovation. Your portfolio requires balance as well. By diversifying your assets across stocks, bonds, and gold, you create a buffer against market fluctuations. When one asset falters, another can help stabilize your finances, allowing you to weather market changes.

3. Safeguard Your Wealth Like a Protector  

Just as diyas ward off darkness, insurance and emergency funds shield our wealth from unforeseen circumstances. Having a financial safety net is essential for navigating life’s unpredictability without compromising your financial aspirations.

4. Take Gradual Steps Towards Long-Term Wealth

Lighting diyas one at a time illustrates the importance of patience. Building wealth follows a similar principle. Rather than pursuing quick gains, concentrate on steady, consistent investments. This method enables your finances to grow, akin to the gradual illumination that fills a space with warmth.

5. Reevaluate Your Financial Goals for a Fresh Start

Diwali signifies new beginnings, making it an ideal moment to reassess your goals. Have your aspirations shifted? Are your investments aligned with your current priorities? Taking the time to revisit your strategy now can help clarify your path toward achieving your dreams.

This Diwali, let’s not just celebrate the light around us but also cultivate it within our finances. May the lessons of this festival guide you in building a future filled with prosperity and purpose.

Wishing you and your loved ones a Diwali filled with joy, abundance, and financial wisdom. Happy Diwali!

1. Build an Emergency Fund
   Just as Lord Dhanvantari emphasizes immunity, an emergency fund acts as financial immunity, protecting you from unforeseen expenses and keeping your goals intact.
2. Avoid Financial Toxins
   Like toxins harm the body, high-interest debts and impulsive spending weaken financial health. Strive for mindful spending and debt reduction to keep your finances strong.
3. Invest in Long-term Health
   Lord Dhanvantari teaches that health requires sustained effort. Similarly, wealth grows when invested long-term. Prioritize SIPs, PPFs, or index funds for consistent growth.
4. Regular Financial Check-ups
   Just as health requires regular check-ups, so does your portfolio. Review your investments, rebalance as needed, and ensure they’re aligned with your goals.
5. Healthy Wealth Diversification
   Just like a balanced diet, a diversified portfolio ensures steady growth and minimizes risk. Spread your investments across assets to protect against market volatility.

This Dhanteras, honor Lord Dhanvantari’s principles in both health and wealth for a prosperous future!

2. Movie Fees: Now one of the highest-paid actors, Amitabh commands ₹18-20 crore per film. His enduring appeal and ability to connect with diverse audiences make him invaluable to filmmakers.

3. Iconic Filmography: His journey to superstardom began with films like Zanjeer and Deewaar, where he was cast as the “angry young man.” Other unforgettable films include Sholay, Piku, Pink, Thugs of Hindostan, and his Tamil debut Vettri Vizha.

4. Television Fame: Hosting Kaun Banega Crorepati (KBC) since 2000 added a new dimension to his career. His warm yet authoritative presence on the show helped him connect with millions of viewers, earning him ₹74 crore per season.

5. Net Worth: With a staggering net worth of ₹3345 crore ($410 million), his income streams include films, TV shows, and smart business investments.

6. Brand Endorsements: A trusted name for decades, Amitabh has endorsed prestigious brands such as ICICI Bank, JustDial, Cadbury Dairy Milk, Dabur, and Gujarat Tourism, making him one of the most bankable celebrities in India.

7. Luxury Lifestyle: His taste in luxury is evident in his car collection, which includes the Rolls-Royce Phantom, Bentley Continental GT, Mercedes S500, and Range Rover Vogue.

8. Business Ventures: Apart from acting, he ventured into business with ABCL, an entertainment company. Though it faced setbacks, his investments in real estate and other ventures have been successful.

9. Philanthropy: Known for his charitable work, Amitabh has supported causes like polio eradication, tuberculosis awareness, and COVID-19 relief. His sense of responsibility towards society is as strong as his dedication to his craft.

10. Social Media Influence: With over 37.4M followers on Instagram and 48.9M on Twitter, Amitabh stays connected with fans across generations, regularly sharing personal moments and professional insights.

11. Enduring Legacy: Even at 82, Amitabh continues to thrive in the industry. His unparalleled work ethic and timeless appeal ensure that he remains an influential figure, inspiring future generations.

Amitabh Bachchan’s journey from humble beginnings to an empire worth ₹3345 crore is a testament to his resilience, talent, and enduring legacy. He remains an icon, not just in Indian cinema, but worldwide.

Key Milestones in His Life & Achievements

– 1961: Ratan Tata began his career in Tata Steel, starting at the grassroots level, even working with a blast furnace.

– 1971: Rejected a lucrative offer from IBM and chose to stay in India, solidifying his commitment to Tata and the nation.

– 1974: Became Chairman of Tata Industries.

– 1986: Took over as Chairman of Air India, marking his early leadership role in the aviation sector.

– 1991: Ratan Tata became Chairman of Tata Group, a defining moment as he led the group into the 21st century, shifting from traditional industries to modern global enterprises.

Major Business Milestones:

1. Tata Namak (1983): Revolutionized the Indian salt industry by introducing iodized salt with the tagline “Tata Namak, Desh ka Namak.”

2. Tata Motors: In 1999, his offer to sell Tata Motors to Ford Motors was rejected. Ironically, Tata later acquired Jaguar and Land Rover from Ford.

3. Tata Tea: Acquired the Tetley Group in 2000, making Tata the second-largest tea brand globally.

4. Tata Consultancy Services (TCS): In 2004, TCS went public, becoming the first Indian IT company to cross $1 billion in revenue.

5. Tata Sky (2006): Entered the direct-to-home (DTH) satellite television industry, which grew into a leader in the market.

6. Jaguar Land Rover (2008): Acquired the British brands, saving them from bankruptcy and bolstering Tata Motors’ global presence.

7. Tata Nano (2009): Launched the world’s cheapest car, aiming to make car ownership accessible to the masses.

Personal & Philanthropic Achievements:

– Awards: Received the Padma Bhushan in 2000 and the Padma Vibhushan in 2008, India’s highest civilian awards.

– $50 Mn Donation to Harvard: Funded the creation of Tata Hall at Harvard Business School for an executive education center.

– IIT Bombay Donation: Donated ₹95 crore, marking the largest contribution in the institute’s history, supporting R&D innovation.

Post-Retirement:

– 2012: Retired as Chairman of Tata Group but retained the title of Chairman Emeritus. Under his leadership, Tata grew into a global conglomerate with over $100 billion in revenue.

– 2022: Played a pivotal role in bringing Air India back under the Tata fold after 69 years.

Ratan Tata’s life is a testament to a visionary leader who not only took Tata Group to extraordinary heights but also contributed immensely to India’s industrial and social progress. 

” We have lost a Kohinoor”