Conversation between Aadhar, Apple and Samsung

Conversation between Aadhar, Apple and Samsung

Aadhar – I have Biometric information of people who possess me

Apple – I too have the same

Samsung – I too have. So what’s new?

Aadhar – But why do people criticise me? I only take it once from the people.

Apple – 😂😂😂😂 I take finger print and eye scan daily and people love giving it and pay Rs 50,000+ to buy me

Aadhar – OMG Why ? But they say someone can steal these biometric details from me. Don’t they say to you ?

Apple – 🖕 Uff, I actually save every information on the IPhone backup Server. But they love me because I am costly. Indians love costly death.

Aadhar – They say I am not secured, despite of the fact that I am encrypted

Apple – Look do you remember when FBI took data from us ? It’s not about encryption. I gave all data to the US Intelligence

Samsung – I too 😂😂😂 My brothers like Vivo, Xiomi do the same and the Chinese take it.

Aadhar – But why only I am cursed?

Apple and Samsung unitedly – It is because you are Indian and possessed by Indian people who need excuses to abuse their own Indian Government. You become that Excuse. We are brands! People give Rs 40K- 50 K and give all details like Location, GPS, Contacts, Biometric data, every damn thing and love posting on Facebook – Hey, That’s my New IPhone 😄🤣🤣🤣🤣🤣🤣

How true is this ..

RICARDO STEINBRUCH: Economics by a professor – Brilliant and yet so Simple

RICARDO STEINBRUCH: Economics by a professor – Brilliant and yet so Simple


Suppose that every day, ten men go out for beer and the bill for all ten comes to $100. If they paid their bill the way we pay our taxes, it would go something like this…

The first four men (the poorest) would pay nothing.
The fifth would pay $1.
The sixth would pay $3.
The seventh would pay $7..
The eighth would pay $12.
The ninth would pay $18.
The tenth man (the richest) would pay $59.

So, that’s what they decided to do.

The ten men drank in the bar every day and seemed quite happy with the arrangement, until one day, the owner threw them a curve ball. “Since you are all such good customers,” he said, “I’m going to reduce the cost of your daily beer by $20.”. Drinks for the ten men would now cost just $80.

The group still wanted to pay their bill the way we pay our taxes. So the first four men were unaffected. They would still drink for free. But what about the other six men? The paying customers? How could they divide the $20 windfall so that everyone would get his fair share?

They realized that $20 divided by six is $3.33. But if they subtracted that from everybody’s share, then the fifth man and the sixth man would each end up being paid to drink his beer.
So, the bar owner suggested that it would be fair to reduce each man’s bill by a higher percentage the poorer he was, to follow the principle of the tax system they had been using, and he proceeded to work out the amounts he suggested that each should now pay.

And so the fifth man, like the first four, now paid nothing (100% saving).
The sixth now paid $2 instead of $3 (33% saving).
The seventh now paid $5 instead of $7 (28% saving).
The eighth now paid $9 instead of $12 (25% saving).
The ninth now paid $14 instead of $18 (22% saving).
The tenth now paid $49 instead of $59 (16% saving).

Each of the six was better off than before. And the first four continued to drink for free. But, once outside the bar, the men began to compare their savings.

“I only got a dollar out of the $20 saving,” declared the sixth man. He pointed to the tenth man,”but he got $10!”

“Yeah, that’s right,” exclaimed the fifth man. “I only saved a dollar too. It’s unfair that he got ten times more benefit than me!”

“That’s true!” shouted the seventh man. “Why should he get $10 back, when I got only $2? The wealthy get all the breaks!”

“Wait a minute,” yelled the first four men in unison, “we didn’t get anything at all. This new tax system exploits the poor!” The nine men surrounded the tenth and beat him up.

The next night the tenth man didn’t show up for drinks, so the nine sat down and had their beers without him. But when it came time to pay the bill, they discovered something important. They didn’t have enough money between all of them for even half of the bill!

And that, boys and girls, journalists and government ministers, is how our tax system works. The people who already pay the highest taxes will naturally get the most benefit from a tax reduction. Tax them too much, attack them for being wealthy, and they just may not show up anymore. In fact, they might start drinking overseas, where the atmosphere is
somewhat friendlier.

David R. Kamerschen, Ph.D.
Professor of Economics.

For those who understand, no explanation is needed. For those who do not understand, no explanation is possible.

Journey of Sensex from beginning till now

Journey of Sensex from beginning till now

The Sensex, has been in existence since 1875 & is a free-float market-weighted stock market index of 30 well-established and financially sound companies listed on Bombay Stock Exchange.

Published since 1st January 1986, Sensex is regarded as the pulse of the domestic stock markets in India.

*The value of Sensex has begun with base of 100 on 1st April 1979.*

*Here is the timeline on the rise of the Sensex:*

100 April 1st 1979
1000 July 25th, 1990
2000 January 15th, 1992
3000 February 29th, 1992
4000 March 30th, 1992
5000 October 11th, 1999
6000 February 11th, 2000
7000 June 21st, 2005
8000 September 8th, 2005
9000 December 5th, 2005
10000 February 7th, 2006
11000 March 27th, 2006
12000 April 20th, 2006
13000 October 30th, 2006
14000 December 5th, 2006
15000 July 6th, 2007
16000 September 19th, 2007
17000 September 26th, 2007
18000 October 9th, 2007
19000 October 15th, 2007
20000 December 11th, 2007
21000 November 5th, 2010
22000 March 24th, 2014
23000 May 9th, 2014
24000 May 13th, 2014
25000 May 16th, 2014
26000 July 7th, 2014
27000 September 2nd, 2014
28000 November 12th, 2014
29000 January 15th, 2015
30000 March 04th, 2015
*31000 May 27th, 2017*
*32000 July 13th, 2017*
*33000 October 25th, 2017*
*34000 December 26th, 2017*
*35000. January 18th 2018*
*36000. January 23rd 2018*

Moral: *Invest & stay invested to create wealth through stock market. There is no magic word or short cut but to only be disciplined is the way to go…..!!!!*

*Happy Investing ..!!!!!*

Dear Indian brothers and Sisters,  Please read completely to show concern to our Country.

Dear Indian brothers and Sisters,

Please read completely to show concern to our Country.

Sixty-eight years have passed since India became free. Since it was freed from the clutches of the British till today, India has come a long way in terms of growth and development. Like it is said, “There is no rose without a thorn”, India too has its own set of problems. On the eve of 69th Independence Day, we present to you 69 changes that Indians want in India.

1. Women Safety! Respect Women.
2. Corruption-free India!
3. Every girl should have the Right to Live (no female infanticide), Right to Education and Right to Marry (no honour killing).
4. Good Governance.
5. Free and efficient healthcare for all.
6. Retirement age for politicians.
7. Control over black money.
8. Proper enforcement of laws.
9. Stricter measures for population control.
10. Reformation of education system.
11. A clean India! Proper garbage and drainage system.
12. Improved road network with no potholes or broken roads. All the villages should get ‘pakka’ roads.
13. A streamlined traffic system.
14. Investment in technology to improve drinking water quality.
15. Agriculture should be encouraged and modern agricultural techniques should be used.
16. Stricter laws should be made for unnecessary use of private vehicles; usage of public transport should be made mandatory wherever possible.
17. Power and water supply in every part of the country.
18. A mandatory education qualification should be fixed for politicians too.
19. Equality for all. Say no to reservation!
20. Controlled inflation.
21. Employment for all!
22. The police should be well-equipped and there should be more accountability.
23. Employment rules should be strengthened in both public and private sectors.
24. Care for environment. Every Indian must plant at least one tree.
25. Say no to beggars. Begging is one activity that strictly needs to be discouraged and abolished.
26. A change in the mindset of the people is highly required. The way they look at the society, social norms and individuals need a changed and a sensible approach.
27. Proper disaster management system.
28. Hassle-free government procedures.
29. Poverty eradication.
30. Increase production and usage of products that are ‘Made in India’.
31. Solar plants and rain water harvesting system should be established at maximum infrastructures.
32. Unnecessary expenditure on travel and other things by the politicians should be controlled.
33. Lavish expenditures on organising events on different occasions should be controlled.
34. A language check over the politicians.
35. Biasness on the basis of religion, caste, creed or gender should be eradicated.
36. No wastage of food anywhere. More helplines like 1098 should be started.
37. Special economic zones should be constructed in not only metro cities but also every small city, so that people do not have to migrate to the metropolitan cities for employment.
38. More playgrounds for children.
39. Adulteration should be controlled and organic food must be easily made available.
40. Equal education and employment opportunities should be provided to the transgender.
41. Job security for all.
42. Media should be more responsible.
43. Punishing fake godmen and godwomen who beguile people in the name of God.
44. Exploring presidential or other forms of government.
45. Encouraging entrepreneurship among youth.
46. Setting up more educational institutes for agriculture and related studies.
47. Reverse brain drain.
48. Implementation of Uniform Civil Code.
49. Balanced urban and rural development.
50. 100% literacy rate.
51. Respect for all cultures, religions and genders.
52. No communal disputes or riots.
53. More fast-track courts to resolve legal matters quickly and efficiently.
54. Putting a stop on unnecessary expenditure on election campaigns.
55. Complete abolition of child labour and child abuse.
56. Indian politicians need to refrain from being offensive and abusive, be it in social media or reality.
57. India must change its attitude towards debate and give up the policy of disruption.
58. Active participation in politics from the educated class and the youth.
59. Society should accept sexually abused victims as normal human beings.
60. More Wi-Fi enabled zones.
61. Well-organised emergency services at accident sites.
62. Removal of unnecessary taxes.
63. Cutting down the extravagant benefits given to the politicians or the people in power.
64. Improving the conditions of slums.
65. Shelters for stray animals.
66. Affordable home facilities.
67. Cleaning of all the rivers in India.
68. Doing away with the “Chalta Hai” attitude.
69. Promotion of Indian Culture.

These are just some of the changes that we would like to bring in India. However, the suggestions from the readers are welcomed for whatever changes they would like to see in India.

But we as Indians need to understand that to bring a change in the country, firstly we should bring a change in ourselves.

SME IPO and listing in Bombay Stock Exchange for Mid-sized Companies in India.

SME IPO and listing in Bombay Stock Exchange for Mid-sized Companies in India.

We can advise mid-size Companies to come out with Initial Public Offering (IPO) and get their shares listed in SME Segment of Bombay Stock Exchange

We also do syndication of Debt and Equity for good companies at various stages of their growth.

Intellex is a ONE-STOP Consulting firm with offices/associates all over India, for consulting in Banking & Finance (both Debt and Equity,), Accounting & Taxation (Both Income Tax and GST) , Risk Management and Overseas Company Incorporation, Strategic & Management Consulting etc.

The promoters of our organizations come from diverse background such as from IIT & IIM as well as Chartered Accountants, Lawyers. We are based in Mumbai (India) and having offices across most of the cities in India.

Kindly look at our LinkedIn profile.

For more information, you may either send us E-Mail to or or talk to us at Mobile No. 98200 88394 (Mumbai, India)

Krishna, Arjuna and the beggar (story)

Krishna, Arjuna and the beggar (story)

Krishna and Arjuna were taking a stroll when they came across a Brahmin who was begging. Arjuna out of pity gave him a pouch full of gold coins. The Brahmin was overjoyed and set off for home with a romantic song in his heart and dreamy eyes. On the way, a robber looted him.

So, on the following day, he was out begging again. Arjuna was surprised to see him. On hearing his story, Arjuna felt pity again and gave him a valuable gem and made sure that the man hid it in his pocket while going home. The Brahmin hid it in an old mud pot that was lying unused for a long time in his house.

His wife had gone out to fetch water from the river. On her way back she fell down and her pot of water broke. So she went home and quietly picked up the old mud pot and went to fetch water. The Brahmin was fast asleep. The moment she lowered the pot into the river to fill it, the gem fell out. She went home totally unaware of the loss she had just caused.

The Brahmin cursed his destiny when he realised what had happened. The next day, he was back to begging again. Isn’t it true that we may give something to another but we cannot change another’s destiny?

But God can! Read on.

When Krishna and Arjuna heard the tearful story of the poor Brahmin, Krishna quietly gave two paisa to the Brahmin. Arjuna exclaimed, “Oh Deenabandhu! I could not redeem him of his poverty even by giving him so many gold coins and the precious gem. What difference will two paisa make? Perhaps it is his destiny that he shall always be a beggar!”

Krishna just smiled. The Brahmin too was baffled with the paltriness of Krishna’s donation, especially in contrast with Arjuna’s largesse.

On the way home he saw that a fisherman had just caught a fish, which was gasping for life. He felt pity for the poor creature and thought to himself, “These two paisa will not be enough to buy me even a meal. So, let me buy the fish and save its life.”

The Brahmin bought the fish for two paisa and immediately put it into his begging bowl and poured water into it. He set off towards the river to release the fish. He then noticed that the fish spat out something. It was the same precious gem that Arjuna had given him that he had hid in the mud pot!

The Brahmin was overjoyed. In his ecstasy he exclaimed, “I found it, I found it…” Coincidentally the robber who had looted him of his pouch full of gold coins was sitting just there. He thought the Brahmin had recognised him and was shouting, “I found him, I found him…” Fearing that he would be taken to the king’s court and punished, he begged the Brahmin to pardon him and also returned the gold coins.

Arjuna was astounded! He said, “Krishna, what I could not achieve by giving so much, You have achieved by giving so little! What is this mystery?”

Krishna smiled His beautiful, bewitching smile and said, “Both times when you gave to him, he thought only of his personal comforts and the betterment of his life. When I gave him, he thought about the woes of another living creature. Truly speaking, when someone shows sympathy and helps someone, he is doing My work. When he is doing My work, how can I not do his?”

Change Your Destiny.